mPAAY app for iPhone and iPad

The ultimate app to use when you want to pay with your phone.

Get rewards, discounts, incentives and real money benefits every time you pay with your phone using this easy to use mobile application.

Earn merchant credit simply by sharing on Facebook, giving merchants feedback, and posting on Yelp or Trip Advisor. Enjoy FREE merchant credit from merchants you have never visited before. Enjoy exclusive deals that only members of PayWiths rewards card can give.

mPAAY is the safest and most secure way to transact using a mobile phone. Every single transaction, mPAAY generates a new "Dynamically Generated mCARD Number" that can be displayed to the merchant for your purchase. Simply show the dynamically generated card to the merchant and they do the rest.

All over North America, new merchants are signing up to become part of the mPAAY Rewards Program. This means every day we add new merchants and locations that you can use mPAAY to transact at, get deals and discounts, send gift cards, and receive instant rebates and rewards. You can link your Visa, MasterCard, American Express or your Debit card to your mPAAY account and set "AutoReload" for convenience when using your phone to pay.